Cyber Monday is open season for identity thieves. Here are 5 tips to help safeguard your identity and financial security while online shopping.
If it sounds too good to be true, it probably is.
While consumers are expecting great deals from their favorite retailers, no one will be selling you a flat-screen TV for $20. Nor will you win an iPad from clicking a link.
Use one credit card for online shopping.
This lowers your risk. Better to deal with one company regarding fraud than multiple companies. Better yet, consider using PayPal or another similar service where your personal information is not shared at all.
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Avoid shopping on public WiFi networks.
Public wireless networks are easy targets for hackers. Avoid online shopping through a public and/or unprotected WiFi network. If you are using a public network, use a Virtual Private Network.
Never click on a link in an advertisement email.
If it looks legitimate, retype it in the window of your browser. A hacker can use “www.bestbuy.com” in the email but make the link take you somewhere else that you do not want to be. At the very least, hover your cursor over the link to see the actual web address before clicking.
Be diligent in protecting your identity whenever you use a credit or debit card. Check your credit reports routinely. Should you become a victim of identity theft and/or fraud, we can help you through the disputing process.