143 million individuals impacted by the Equifax data breach. How do you find out if you are a victim?

Kellam T. Parks
Managing Member of Parks Zeigler, PLLC

Equifax Data Breach

Yesterday evening it was reported that Equifax, one of the big three credit reporting agencies, was the target of a massive data breach. The breach exposed the information of 143 million people, compromising social security numbers, driver’s license numbers, birth dates, and addresses. Additionally, the credit card numbers of over 200,000 customers were exposed, as well as the personal identifying information on about 182,000 customers involved in credit disputes. According to Equifax, the breach occurred mid-May and July of this year.

Importantly, not everyone affected by the Equifax breach may even be aware they are at risk of being exposed because Equifax pulls data from numerous credit card companies, banks, lenders, and retailers who report the credit activity of their users to credit reporting agencies. Equifax will be contacting those whose credit cards or dispute records were affected.

Because of the nature of this breach, it is important to take action on your own to see if your information was compromised. Be sure to contact Equifax with any concerns you have. 

We also recommend you sign up at CreditKarma and CreditSesame. They are free credit monitoring services and, between the two of them, cover all three credit reporting agencies – Equifax, Transunion, and Experian. They also provide free credit scores updated at least monthly. If you discover any errors or fraud, please contact us at 757-453-7744.