Credit Reporting Disputes

Yes, as long as your name is on the account or loan.  If possible, get the debt entirely in your ex-spouse’s name. Transfer or consolidate balances on loans and credit cards. If your divorce has already been finalized, you might be able to show the lender your divorce decree and have your name removed fromcontinue reading…

As a service member, protecting your credit while deployed is important for many reasons. Service members can place an “active duty alert” on their credit reports to help minimize the risk of someone obtaining credit in their name while deployed. This alert will require businesses to take extra steps before granting credit in your name.continue reading…

No.  To maximize security, consider using a gift card instead. This can protect you from potential fraud and theft loss. While debit/credit cards have fraud protections as to losses (which are different depending on which is used), it’s a hassle to work through the loss and get your money back in your bank account orcontinue reading…

Sentara has offered those affected a free one-year membership to monitor your credit reports – you should sign up for that immediately.  Review your credit reports very carefully. If you do not see any errors at this time, be sure to check every few weeks or so over the next year. This information may havecontinue reading…

We have advised, on several occasions, that everyone should obtain his or her free annual credit reports from the three main credit-reporting agencies.  Try staggering them and get a report from one of the three agencies every four to five months, thereby allowing you to check your reported information periodically. You can use the form from ourcontinue reading…