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Will My Ex’s Unpaid Joint Debt Hurt My Credit?

My Ex-Spouse Has A Court Order To Pay Off A Joint Debt, But He Won’t Pay It. Does This Damage My Credit?
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Yes, as long as your name is on the account or loan. If possible, get the debt entirely in your ex-spouse’s name. Transfer or consolidate balances on loans and credit cards. If your divorce has already been finalized, you might be able to show the lender your divorce decree and have your name removed from the loan (if the divorce decree states that your ex is responsible for paying the debt); however, this is not likely. If the lender won’t remove your name, ask your attorney about taking your ex to court for failure to abide by the existing court order.

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Written By Brandon H. Zeigler

Attorney, Managing Member

Brandon is an experienced attorney with a strong background in family law, litigation, and small business representation. During his lengthy career, he has worked in several firms handling a wide variety of types of cases. In 2015, Brandon joined Kellam to form Parks Zeigler, PLLC, wanting to integrate innovative use of technology to enhance efficiency and client service. With a focus on problem-solving, he enjoys helping individuals and small businesses navigate complex legal challenges with creative and effective solutions.

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