Informative Blog Postings Regarding Virginia Civil Law Matters

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  • Alternative Credit Data Lenders want to use alternative credit data. What is alternative credit data and how will it impact your credit? Read our latest blog to learn more.
  • User Agreements and Your Privacy What exactly are you agreeing to when you accept long-form user agreements? Our latest blog discusses what you could be giving up when you do.
  • What is Synthetic Identity Theft? Synthetic identity theft is currently the fastest growing & most difficult to detect form of identity theft. Read our new blog to learn how to protect yourself.
  • The Extended Influence of Credit Reports The influence credit reports extend beyond your personal finances. This blog discusses how credit report accuracy may impact other aspects of your livelihood.
  • Typosquatting: Hackers exploit typos This blog discusses "typosquatting," a scheme that hackers use to exploit common typos.
  • New Credit Scoring Rules Recent changes to how your credit is scored took effect this year. This blog identifies those changes and how they may impact your score.
  • Credit Agencies and Your Rights 5 laws that can help you fight credit agencies and debt collection. This informative blog discusses your rights as a consumer against credit agencies.
  • Hard vs Soft Credit Inquires Did you know that a hard credit inquiry can negatively impact your credit? This blog discusses the difference between a hard and soft credit inquiry.
  • The Risk of Mobile Banking Apps Depositing checks using your mobile banking app can increase the risk of identity theft if not done properly.
  • Another Day, Another Data Breach A data breach at the Department of Housing and Urban Development affects 600,000 residents in North Dakota.