Go to navigation Go to content
Toll-Free: 888-691-9319
Phone: 757-453-7744

Get Started Now

Interested in working with us? Call us on 888-691-9319 or fill out this quick form and we will contact you within 24 hours!

Virginia Attorney Fixes Your Credit Report Errors the Right Way

Imagine a scenario in which you are steps away from purchasing your first home, buying a car, or obtaining a student loan. Just as you think everything is in order, you are suddenly hit with the news that you failed the credit check, and your application is denied. Think this will not happen to you because you pay your bills responsibly and on time? Think again.

Identities are stolen and errors on credit reports occur every day, to even the most financially stable individuals. Unfortunately, fixing credit discrepancies is a lot harder than most people realize. Our office understands the system and is here to help.

Perhaps the biggest misconception about credit reports is that errors are easily fixed. In reality, correcting a report and restoring your creditworthiness is a complicated process. Specific steps must be followed to ensure that your credit is truly restored. As an attorney with a decade of experience dealing with credit reporting issues, Kellam T. Parks can guide you through the proper procedure for fixing discrepancies and recovering from a stolen identity.

Every twelve months, every individual is entitled to a free copy of his or her credit report. These copies can be requested directly from each of the three major credit reporting agencies through a free centralized service.  While the requests can be made online, ideally a physical copy should be requested. Once you have identified an issue on the report and have contacted our office’s Virginia credit report attorney, what are the next steps to take? The following is a brief overview:

  1. Understand the issues surrounding credit reporting and stolen identities and how to fix them. Your Virginia credit report lawyer will walk you through these issues so that you are well-informed moving forward.
  2. Dispute the errors on your credit report with the assistance of your Virginia credit attorney. Disputes should always be done in writing, using certified mail, return receipt requested.
  3. If the dispute cannot be properly resolved, file suit.


Disputing credit report errors is a difficult process that requires the expertise of an experienced professional. Parks Zeigler, PLLC is at the forefront of these issues and can help you navigate the process of correcting your report as efficiently as possible. Most disputes can be handled on a flat fee basis, so that you are aware of your costs upfront, before work begins.  If it is necessary to file a lawsuit to restore your credit, we will handle most suits on a contingency fee basis. This means you will not have to spend any money out of your own pocket, aside from costs. For more information, call our office at 888-691-9319.

Kellam T. Parks
Managing Member of Parks Zeigler, PLLC