Is there any difference between the big three credit reports? (Experian, TransUnion and Equifax)

Yes. While the majority of information may be reported on all three agencies’ reports, there can be information damaging to your score on one that is not on another, as some creditors report to specific agencies and/or one of the agencies may pick something up on public records the others miss (or get wrong where should be different). It’s best to always get all three and review each thoroughly to determine if there are errors or fraudulent accounts. Even simple errors like previous addresses or employers can cause potential issues for you

Kellam T. Parks
Managing Member of Parks Zeigler, PLLC