We have advised, on several occasions, that everyone should obtain his or her free annual credit reports from the three main credit-reporting agencies. Try staggering them and get a report from one of the three agencies every four to five months, thereby allowing you to check your reported information periodically. You can use the form from our website and select the agency at the bottom before mailing in your request. For most people the information among the three agencies’ reports is similar. You can find the form to request a copy of your free annual credit here.