My Ex has a court order to pay off a joint debt, but he won’t pay it. Does this damage my credit?

Yes, as long as your name is on the account or loan.  If possible, get the debt entirely in your Ex’s name. Transfer or consolidate balances on loans and credit cards. If your divorce has already been finalized, you might be able to show the lender your divorce decree and have your name removed from the loan (if the divorce decree states that your Ex is responsible for paying the debt); however, this is not likely.  If the lender won’t remove your name, ask your attorney about taking your Ex to court for failure to abide by the existing court order.

Kellam T. Parks
Managing Member of Parks Zeigler, PLLC