Richard grew up on the Northern Neck of Virginia, right on the Potomac River, where his mother still lives. After graduating high school, Richard attended what was then Mary Washington College, now the University of Mary Washington, double majoring in political science and economics. He worked in a law firm for the first time during his final year at Mary Washington and during the summer following. Richard then went on to the University of Virginia and graduated in 1988.
Having lived on the water most of his life, but needing more opportunities than the Northern Neck could offer, Richard moved directly from Charlottesville to Virginia Beach after graduation and began practicing law. He was immediately put on the firm’s “Bank Team” and assigned to work on several lender liability cases during a unique era for such matters. Richard also had the opportunity at that time to defend the bank which maintained the attorney trust account used for what was then the largest Ponzi scheme in the country ($44,000,000) pulled off by a second-generation attorney in Newport News, long before Bernie Madoff made the news. Since those early days, Richard has represented national, state, and community banks, as well as other financial institutions throughout his career of almost thirty years.
With the waxing and waning economy over the years, Richard has honed his experience in each economic climate. When the economy is down, he has represented lenders in more commercial special asset work, including collection, work out, collateral liquidation, and bankruptcy. When the economy is up, Richard spends more of his time handling commercial loan closings, from large residential development tracts to commercial office and trade buildings, as well as various forms of personal property collateral. Richard’s wealth of experience with special asset work has taught him the importance of proper loan documentation to protect a lender’s interests. His experience in this area includes assisting several lenders in the writing of their entire loan document package.
In addition to being licensed in Virginia, Richard has also had a North Carolina license for almost twenty years as well. He has appeared in both Federal and State courts there, and has handled commercial loan closings on the Outer Banks and other North Carolina locales. Having both Virginia and North Carolina licenses has aided his clients in a variety of ways, such as allowing collection from debtors seeking to hide assets in North Carolina or enabling lenders and business owners to expand their presence from Virginia in to North Carolina.
Outside the practice of law, Richard serves as the treasurer of the Tidewater Bankruptcy Bar Association. He has been involved with several charities and is active in his neighborhood civic league. Richard is recently married and excited to be starting a new life with his bride and in a new law firm. He and Christina enjoy snow skiing, hiking, traveling, and gardening.